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Enugu · Lease-to-own kekes

Your Keke.
Your Investment.
Your Future.

KekeVest connects vetted riders with kekes they can pay off and own. Book an office visit, get checked, then choose from offers you're eligible for, with every term and payment in view.

You don't choose a keke when you apply. Offers open up only after you're approved.

Partners in progress

Proudly sponsored by

  • AfricaPlan Foundation
  • Enugu MSME & Startup Agency
  • HackathonAfrica
  • Hordanso

Swipe to see all sponsors

Why KekeVest

A keke can open a road. Ownership should feel clearer.

For many riders, the step from earning on the road to owning a keke is hard to navigate. KekeVest makes it structured: checks, clear offers and a record of every payment along the way.

  • 01 / Steps

    Clear, recorded steps

    You always see where your application is and what happens next.

  • 02 / Payments

    Every payment visible

    Your portal shows each payment and the principal you've paid so far.

  • 03 / Fair-Exit

    Equity that stays yours

    If a contract ends early, you keep the principal you've paid, less set deductions.

How it works

From first hello to a keke of your own.

Every rider goes through the same checks before seeing any offer. Each step is recorded, so you always know where you stand.

  1. 01

    Book and apply

    Book an office appointment with your name and phone number. At the visit our staff check your documents and fill in your application with you.

  2. 02

    Get checked

    A field agent visits your address and records what they find. A reviewer makes the decision.

  3. 03

    Choose and sign

    Once approved, compare the kekes and offers you're eligible for. Your contract is explained in Igbo, Pidgin or English.

  4. 04

    Ride and own

    Pay into your own account number, never cash to staff. When you complete your contract, the keke is yours.

See every step in detail
For riders01

“Clear steps.
A path you can
see.”

Built around the real work of getting on the road.

For riders

Work toward a keke you can call your own.

KekeVest is a structured route from application to ownership. You see the review steps, and every offer's terms, before you decide.

  • Start with a conversation

    Book an office visit with just your name and phone number. No account needed to begin.

  • Pay into your own account

    You get a dedicated account number when you sign. KekeVest staff never collect cash.

  • Keep the equity you build

    If a contract ends early, even through recovery, Fair-Exit returns the principal you've paid, less arrears and set deductions, with 7 calendar days to dispute.

How Fair-Exit works

For asset owners

Put your kekes to work, safely.

Supply kekes and we run the rest: vetting riders, contracts, collections, maintenance and fair recovery, all under strict audit.

  • We vet every rider: office document check, field visit and a reviewer's decision.
  • 90% of each rider payment is credited to your balance as it arrives, and every naira is ledgered.
  • See your kekes' status, collections, arrears and statements, without seeing riders' locations.
  • Withdraw your available balance at any time, paid after a 24-hour wait.
Become an asset owner
An asset owner checking her phone

A coordinated fleet model

KekeVest connects asset owners, vetted riders and day-to-day fleet support, from deploying a keke to transferring it to the rider who paid it off.

What it costs

Every naira, up front.

Sample offer

Each offer shows its full terms before you choose. Payments are weekly, on a weekday set in your contract; a due date on a public holiday moves to the next working day.

Deposit
₦450,000
Weekly instalment
₦67,000
Term
18 months
Total cost
₦5,676,000
See the full breakdown

Get started

Ready to start?

Signing up takes your phone number and name. You can save your application and come back to it.

Apply to own a keke

Booking an appointment is not approval. A reviewer decides after your checks.

  1. 01Book an office visit
  2. 02Bring your documents
  3. 03Get your sign-in code
Apply to own a keke

Questions

Before you apply

The things riders most often ask before they start.

Does booking an appointment mean I'm approved?

No. At the appointment we check your documents and start your application. Then a field agent visits your address, and a reviewer decides.

Do I need an account to start?

No. You book an office appointment with just your name and phone number. We create your account at the visit and text you your first sign-in code then.

Do I choose my keke when I apply?

No. You're never asked to choose a keke or a repayment plan during your application. You see kekes and offers only after you're approved.

Does approval reserve a keke for me?

No. Approval lets you see and compare the offers you're eligible for, for 90 days. Choosing an offer doesn't reserve the keke until our operations team confirms it.

How do I pay?

You get your own dedicated account number when you sign your contract. Your deposit and repayments go into it. KekeVest staff never collect cash.

What does it cost?

Each offer shows its full terms, including deposit, weekly instalment and total cost, before you choose. Our costs page walks through a sample offer line by line.

What if I fall behind on payments?

We act on how much is overdue in total, not on a single missed day, and you can ask for hardship support. If a contract does end early, Fair-Exit means you keep the principal you've paid, less set deductions.